Home Loans Arizona - California - Nevada - Utah

What should I do with my federal tax refund? Assuming you are getting one, which most of us do. Below are a few ideas that come to my mind that I think you can do with your refund check.

• use it as a down payment on a home
• pay down some credit card debt to increase your credit scores to purchase a home
• pay down credit card debt to increase your purchasing power on a home
• use the refund to pay for your closing cost on a new home
• invest into a high yield fund, so in a short period of time it will grow and use the funds as a down payment on a home of your own
• pay off a car and free up that payment for a home loan payment
• use it to pay down your mortgage so that you are able to refinance into a lower fix rate
• upgrade your existing home with energy efficient appliances or windows and doors

Find positive ways to use your refund verses going out and buying clothes or the new gadget, which that new gadget is the gadget next month. Lets talk about how we can use that refund to purchase a home in the Inland Empire in 2012!