Lower Rates - Better Tech - Real People
Home Loans Blog
Rate Lock Advisory
Legal & State Licensing
Credit Score eBook
Termite Report eBook
Staying Approved eBook
9 Steps to Owning eBook
- VA Refinance
- FHA Streamline
- USDA Streamline
- HARP Streamline
- VA Home Loan
- FHA Home Loan
- USDA Home Loan
- Conventional Home Loan
- Down Payment Assistance
What Clients Say
Leave a Testimonial
15 vs 30 Year Mtg Calc
Bi-weekly Pmt Calc
Fixed Rate Mtg Calc
Maximum Mortgage Calc
Mtg Tax Savings Calc
Mortgage Qualifier Calc
Mortgage Payoff Calc
Refi and Consolidate
Refi Breakeven Calc
Home Loans California & Arizona
8 Factors to Consider When Buying a House in California
December 12th, 2015 11:28 AM by Nathan Rufty
When looking to buy a house in California consider this questions at the beginning of the home buying process. Looking to time the market when it comes values and rates is not a good idea. Waiting for both values and rates to come down will only frustrate you in the process of the home buying process.
Consider these questions when purchasing property in California.
What is my monthly budget I can afford in terms of a house payment
How much money do I need for the down payment, closing cost and upfront fees
Where do I want to buy in terms of location
Will this be a long term purchase or a short term investment
Do I explore a fix or an adjustable interest rate
When I am ready to sell can I resell as easily as I purchased the property
What kind of property do I buy a house, duplex, Condo or a Townhouse
Do I want to buy house in an area that has a high property tax rate or HOA
These are just some of the questions you need to ask yourself when starting the process of your home buying process. These will be a factor at the very beginning that will determine your decision of owning a home here in California.
The most important step before making an offer on a house is to, get yourself
to buy a home. This will determine if you have to work on your income, credit or the down payment to be able to begin your house hunt. This process will ensure your loan is in place letting the sellers know you are ready to move forward with the process once your offer is excepted.
Let's explore each of the 8 important factors when starting your home search that will determine when, how, what and where you buy.
What is my monthly budget I can afford in terms of a house payment:
If you are paying rent at the moment, then you know what your budget will allow for a house payment. You can adjust that budget up or down depending on other monthly debts you have such as auto, student, utilities, credit card debt, etc.
If you are a first time home buyer and living with family or friends, budget around 33% of your monthly income towards a house payment. Starting off with any kind of a higher monthly debt may be a shock because you are not used to it.
In both cases, sit with a
such as myself to review your income, where we can present you with options on payment. The payment will determine what the purchase amount will be based on what you are looking to put down on the house.
How much money do I need for the down payment, closing cost and upfront fees:
There are home loan programs that require
no money for the down payment
and others that require as little as 3% to 3.50% down of the sales price. Also, there will be fees involved when buying a house, such as lender, escrow, title and buyer['s pre-paid fees, as well as upfront out of pocket expenses. Click
to learn more about the fees in buying a house in California.
The funds to purchase a home can come from the buyer's own sourced funds, gift from a family member, the seller can contribute towards the cost as well or from a
down payment assistance home loan program.
There are ways to locate and source funds to buy a house, we will need to explore all available avenues to ensure there are funds to close escrow.
Where do I want to buy in terms of location:
You always here from industry professionals, Location-Location-Location. This is very true when starting your home search. This will come into play with job location, family friends, work, school, parks, hospitals, shopping and I think the biggest factor, resell. If this is not your permit residence where you will retire in, then think about resell.
Location is a key factor for every homebuyer, everyone wants to live in a good area and the houses for sell in those areas will be at premium, good when you buy and great when are ready to sell. You may not be able to budget for the good area, but owning property to sell or rent later is always a good investment because values will always go up and down (more up than down) and you will be paying the mortgage down, thus increasing the equity of the house for future sell-ability.
Location of the property can bring additional monthly fees such as HOA, higher property taxes and possibly flood insurance. This is something to consider as well.
Will this be a long term purchase or a short term investment:
Looking at a property for retirement or possibility renting one day is a good long term investment for additional income for renting or having the property paid off when ready o retire.
Short term can be your first home before starting a family, job re-location or starting your real estate empire to buy and flip.
Try and have a goal on the length of owing a house because this will determine the kind of financing and down payment you start with. I know we can not predict the future, but start the path towards homeownership because this history has the biggest return on investment. Yes there are ups and downs in real estate, but investing in safe real estate returns more than the stock market. You have to live somewhere and that somewhere should be something you own.
Do I explore a fix or an adjustable interest rate:
I believe in fix interest rates over an adjustable rate, rather you are looking for a short or long term investment, fix rates are the way to go. You can obtain (need to qualify) a shorter fix term with a 10, 15, 20, 25 year. Knowing what your monthly mortgage payment will be is less stress then having an adjustable rate.
The adjustable is also good if you know how to manage it and you know for sure that buying the property will be a short term investment. These are for seasoned homebuyers knowing the risk with adjustable rate mortgages.
Even though the adjustable rates are lower, I like the fix rates knowing that the principle and interest payment will remain the same throughout the term of the loan. Even adding more to the payment will be applied to the principle balance thus paying the loan off earlier and saving on the interest part of the balance.
When I am ready to sell can I resell as easily as I purchased the property:
If the property is easy to find financing on than you should be ale to sell to another qualified buyer just as easy. Location of the property can also play a factor in re-selling, such as, each county will have loan and income limits when financing with traditional loan programs available through
Location can determine how you will be financing the purchase of the property. Is the property in an area that will limit traditional financing because of the county loan limit? This will hold home prices down because the vast majority of buyers may not have the means to buy a house over the county loan limit.
Also, look what is around the neighborhood, like what kind of commercial buildings are around or may be going up in the future, will there be additional growth in the area that will cause more traffic, etc.
What kind of property do I buy a house, duplex, Condo or a Townhouse:
Property type will play a big factor in determining what to buy. Single family detached homes will be the easiest to finance as long as the property is lending and meets health, safety, soundness and security issues which goes for all property types.
With a duplex purchase you may need to come in with more of a down payment which will be determined by what home loan program you decide to move forward with.
Condos with respect to the other 4 property types is the hardest to find financing because, not just the unit itself needs to be lending so does the
whole entire complex
. So you have a hard time finding financing for a condo purchase,t hen when you are ready to sell, the next buyer may have a difficult time as well. Not saying this can not be done, it certainly can, just may push you to a different home loan program to close the purchase.
A free standing detached Townhouse will be a great starter or retirement home because the maintenance of the exterior is handled by a property management company and this type of property is also easy to finance when detached.
Think about the property type as a factor when starting your home search, because this may push you towards a particular loan program over another.
Do I want to buy house in an area that has a high property tax rate or HOA:
Looking in a new area may bring a higher property tax rate than an older area here in California and the reason is the additional
. With the added property tax fee and/or monthly HOA can adjust your budget to purchase a lower priced property.
Buying a property zoned as a PUD (Planned Unit Development), Condo or Townhouse will add the monthly HOA to the qualify factor in terms of payment and debt to income ratios.
Purchasing a new home verses an older may carry those additional higher property taxes that also will factored in the monthly mortgage payment and qualifying debt to income ratio which will adjust you buying power.
So before making an offer on a property, let's explore these 8 factors before beginning your home search. Start your home buying process off on the right foot by falling these important steps
when qualify for a home loan. I welcome the opportunity to assist with your home buying process. Please call me direct at 909-503-5600 or email me at
. I look forward in hearing or meeting with you and discussing your goals of buying a house in California.
buying a house, first time home buyer
buy a house in california
purchase a house in california
Posted by Nathan Rufty on December 12th, 2015 11:28 AM
Post a Comment
Subscribe to this blog
USDA home loans in Ogden, Utah, who does them - Canopy Mortgage
VA home loans in Ogden, Utah, who does them - Canopy Mortgage
FHA home loans in Ogden, Utah, who does them - Canopy Mortgage
Should I use the Builder's Preferred Mortgage Lender in Fontana, CA or Surprise, AZ?
How to Buy a house in California and Arizona in 2021
Want to purchase a home with NO money down?
How to buy a house in California and Arizona with No Money for the Down Payment
What are Mortgage Interest Rate at Today?
When Should I Refinance my House?
How to Refinance your house without an appraisal in California or Arizona
VA purchase home loan program in Lake Havasu City, Arizona, who does them
VA purchase home loan program in Buckeye, Arizona, who does them
VA purchase home loan program in Peoria, Arizona, who does them
VA purchase home loan program in Yuma, Arizona, who does them
VA purchase home loan program in Kingman, Arizona, who does them
VA purchase home loan program in Wickenburg, Arizona, who does them
VA purchase home loan program in Wittmann, Arizona, who does them
VA purchase home loan program in Goodyear, Arizona, who does them
VA purchase home loan program in Glendale, Arizona, who does them
FHA purchase home loan program in Waddell, Arizona, who does them
FHA purchase home loan program in Lake Havasu City, Arizona, who does them
FHA purchase home loan program in Buckeye Arizona, who does them
What is a HELOC and Should I Apply for one, Home Equity Line of Credit - 2nd Mortgage
FHA purchase home loan program in Quartzsite Arizona, who does them
FHA purchase home loan program in Yuma Arizona, who does them
VA Purchase Home Loan in California and Arizona with no required down payment
FHA purchase home loan program in Kingman Arizona, who does them
FHA purchase home loan program in Wickenburg Arizona, who does them
Why and How did my monthly mortgage payment increase?
FHA purchase home loan program in Wittmann Arizona, who does them
Debt to Income Ratio when Applying for a home mortgage loan, what is it
FHA purchase home loan program in Peoria Arizona, who does them
What are the 8 Factors that Determine what your Mortgage Interest Rate will be
FHA purchase home loan program in Goodyear, Arizona, who does them
To Buy a House in California or Arizona How Much Money Do I Need?
FHA purchase home loan program in Glendale Arizona, who does them
What Credit Do I Need to Buy a House?
Who does down payment assistance home loan programs in California
When Should I Start Looking to Buy House?
Who does down payment assistance home loan programs in Arizona
How Much Money Do I Need to Put Down to Buy a House?
Moreno Valley, CA VA purchase home loans
What credit scores do I need to be able to buy a house in California or Arizona?
FHA home loans in Riverside, California Features & Benefits 2020
Waiting Period to buy a house after a Foreclosure in Arizona or California
Who does FHA home loans in Riverside, CA
When Should I Lock an Interest with a Refinance or Purchase Home Loan?
San Bernardino, CA VA Purchase home loans
After a Bankruptcy how long before buying a house in Arizona
San Bernardino, CA FHA Purchase home loans
How Long Do I Need to Wait after a Bankruptcy Chapter 7 or Chapter 13 to buy a house in California?
Who does VA home loans in San Bernardino CA
Arizona No Money Down Payment Purchase Programs, Who Does Them
Who does FHA home loans in San Bernardino CA
Ca and Az USDA purchase home loan program, what is and who does them
USDA purchase home loans in Arizona, who does them
How much money do I need to buy a house in California or Arizona?
FHA purchase home loans in Arizona, who does them
Can I buy a house with bad credit?
VA home loans in Arizona, who does them | Veterans Home Loans AZ
Who does USDA purchase home loans in Arizona
Who does FHA purchase home loans in Arizona
Who does VA home loans in Arizona | Veterans Home Loans
Tucson AZ who does the VA IRRRL refinance program
Tucson Az refinance home loan, who does them
Tucson AZ HomeReady loan program, what is it and who does them
How to buy a house with no money down in Tucson AZ
Tucson AZ 3% down purchase home loan, who does them
Tucson AZ Purchase home loans, who does them
Tucson AZ VA home loans, who does them
Tucson AZ FHA home loans, who does them
How to buy a house with no money down in Phoenix AZ, VA home loan
Phoenix AZ 3% down purchase home loan, who does them
Phoenix AZ Purchase home loans, who does them
Phoenix AZ VA home loans, who does them
Phoenix AZ FHA home loans, who does them
Phoenix AZ HomeReady loan program, What is it and who does them
Avondale AZ HomeReady loan program, What is it and who does them
Buckeye AZ HomeReady loan program, What is it and who does them
Goodyear AZ HomeReady loan program, What is it and who does them
Glendale AZ HomeReady loan program, What is it and who does them
Peoria AZ HomeReady loan program, What is it and who does them
Who Does the USDA purchase home loan in Wickenburg AZ
Kingman, AZ, Buy a house on the USDA Home loan with no money down
Sedona AZ USDA purchase home loan program, who does them
Payson AZ USDA purchase home loan program, who does them
Quartzsite AZ USDA purchase home loan program, who does them
Yuma AZ USDA purchase home loan program, who does them
How to buy a house with no money down in Surprise AZ
Parker AZ USDA purchase home loan program, who does them
How to buy a house with 3% down payment in Surprise AZ
Who does the Home Ready loan program in Surprise AZ
Jumbo Home loans in Surprise AZ, who does them
USDA Home Loans In Surprise AZ, Who Does Them?
FHA Home loans in Surprise AZ, who does them
VA Home loans in Surprise AZ, who does them
Who does Down Payment Assistance home loan programs in Surprise AZ
Who does the USDA home loan program in Surprise AZ
Who does Jumbo home loans in Surprise AZ
Who does the FHA home loan program in Surprise AZ
Who does the VA home loan program in Surprise AZ
Helendale Ca Usda Home Loan, No Money Down Purchase Program To Buy A House
Lake Arrowhead CA, no money down on the USDA home loan program to buy a house
Who does the USDA loan program in Running Springs CA with no money down
Crestline CA USDA purchase home loan, buy a house with no money down
Who does the USDA home loan program in Cherry Valley CA
Adelanto CA USDA home loan program to buy a house with no money down
Who does the USDA home loan in Kingman, AZ, no money down purchase program
Wickenburg AZ USDA home loan, who does the no money down purchase program
Tehachapi CA USDA home loan, no money down purchase program
USDA purchase home loan program in Yucca Valley CA, who does them
Borrego Springs CA USDA home loans, who does them
Who does the USDA purchase home loan program in Brawley CA
USDA home loans in Blythe CA, who does them | 909-503-5600
VA Home Loans in Upland, Who Does Them?
FHA Home Loans in Upland, California Who Does Them
Home Ready purchase loan program at 3% down payment in Ontario, who offers that
Down payment assistance home loan programs in Ontario, who does them
VA home loans in Ontario, who does them in Ontario, California
FHA home loans in Ontario, who does them in Ontario, California
Home Ready purchase loan program at 3% down payment in Fontana, who offers that
How does the USDA home loan work in Arizona
How to buy a house using the USDA home loan program in Riverside County California
Down payment assistance home loan programs in Fontana, who does them?
VA home loans in Fontana, who does them in the city of Fontana, CA
FHA home loans in Fontana, who does them | Your FHA Specialist
How buy a house using the USDA home loan program in Riverside County California
USDA home loan is a no money down program for California buyers
Who does the VA home loan program in Arizona to buy a house
USDA Home Loan is a No Money Down Payment Program for Arizona buyers
Who Does the USDA Home Loan Program in San Bernardino County California
Who does the VA home loan program in California to buy a house
How does the USDA home loan work in California | No Money fo the Down Payment
California First Time Home Buyer Tips. How to start your journey to owning a home?
How to buy a house in California with little or no money down
What are some Down Payment Assistance Home Loan Programs in California
Who Does the Freddie Mac Home Possible Loan Program in California
Who does the Fannie Mae HomeReady Mortgage loan program in California
Do I Need a Termite Inspection Report When Buying a House?
Who Does FHA Purchase Home Loans in Fontana, CA
Why Did My Mortgage Payment Go Up When My Rate is Fixed?
8 Factors to Consider When Buying a House in California
Who Does VA Purchase Home Loans in Rancho Cucamonga
How Much Does it Cost to Buy a House in California
Who Does USDA Loans in California to Buy a House
When is it a Good Time to Buy a House in California
First Time Homebuyer Down Payment Assistance Loan Program
Down Payment Assistance Home Loan Programs in California
Who Does Lending for FHA Home Loans in Ontario CA
Who Does VA Home Loans in Ontario CA 909-503-5600
Loan Officer in Ontario CA for FHA, VA and USDA home loans
Loan Officer in Rancho Cucamonga - VA, FHA & USDA Loans
How to Buy a House in California with No Money Down on the USDA Home Loan Program
I Owe More on my Loan Than What the House is Worth, what Options are Available?
What type of Home Loans are in Ontario CA to Buy a House?
How Can I Refinance my California House with no Equity?
How to pick the best loan officer in Ontario CA for a home loan
Three Tips to Try and Get a Mortgage Approval When Buying a Home!
Refinance your Rancho Cucamonga home with no Appraisal!
Can I purchase a home with no money in California?
How to Lower my Home Mortgage Interest Rate in California?
How Soon Can You Buy a House After a Foreclosure or Short Sale
Buying a Home or Selling a House in Rancho Cucamonga, CA
VA Home Loan - No Money Down to Buy a House in California
What is a HUD Section 184 Home Loan in California
How to Buy a House with No Money Down in California
It is Time to Refinance Your Home in California to Remove Mortgage Insurance?
How to Hire a California Real Estate Agent That Has Your Best Interest in Mind!
How to Write an Effective Purchase Contract in California When Buying a Home with Your Agent
USDA Home Loan Program in California - How to buy a home with no money down!
Rancho Cucamonga California VA refinance home loan to reduce the interest rate
I have bad credit can I still buy a home is Rancho Cucamonga California?
How can I refinance my FHA loan to remove the monthly mortgage insurance in California?
How to Purchase a Home with No Money Down
How can I remove my FHA Monthly Mortgage Insurance on my current home loan in Rancho Cucamonga?
Purchasing a home with the FHA loan program in Southern California!
How can I purchase a home with NO money down in San Bernardino County California?
Should I Refinance my Home to obtain a Lower Interest on my Home Loan!
I Have No Money to Purchase a Home for the Down Payment or Closing Cost, Can I Still Purchase a Home in California?
How Do I Get Rid of My FHA Monthly Mortgage Insurance?
How to Purchase a Home as a First Time Home Buyer in California's Tough Real Estate Market
How to Choose the Right Real Estate Agent to Sell or Purchase a Home in Rancho Cucamonga CA
We Have an Under Utilized Home Loan Program That Most Real Estate Agents and Homebuyers Are Not Aware Of
How Can I Buy A Home With No Down Payment in Southern California?
Should I Sell My Rancho Cucamonga Home as a "For Sale By Owner" or Utilize the Services of a Realtor?
2 Ways you can purchase a home with no money down in California?
Can I Qualify For The HARP 2.0 Refinance Home Loan Program Before it is Set to Expire on December 31st 2015?
Rancho Cucamonga, CA Homes for Sale are still affordable for many home shoppers.
QR Code Phone App for Smart phones to figure monthly mortgages on the go.
How do I purchase a HUD REO home for sale as a First Time Homebuyer in Rancho Cucamonga, California?
How to get rid of FHA Mortgage Insurance to lower my mortgage payment?
10 Ways to have a smooth and successful home loan experience!
Is there such a thing as a “No Closing Cost Home Loans" in Rancho Cucamonga CA
What is the difference between a Pre-Approval and a Pre-Qualification?
What is Consider a First Time Home Buyer in California!
How Can I Purchase a Home With No or Very Little Money Down?
If you had a Bankruptcy, Short Sale or a Foreclosure, here is when you can purchase a home again.
What should I do when applying for a home loan?
Know The Correct Homeowner Insurance Coverage Here In California!
Little-Known Sources for FHA Down Payment & Closing Costs
Look at HUD Homes to Purchase in California!
Buying a Home in This Tight California Housing Market.
Why You Should Short Sale Your Home Verses a Foreclosure.
Why You Need a Licensed Real Estate Agent to Buy and Sell a Home in California!
3 Valuable Tips for Home Buyers This Summer In California
Down payment assistance programs to purchase a home.
Do you need a Real Agent to sell your home or become a For Sale By Owner
Calculate My Monthly Mortgage Payment!
How soon can I buy a home after a Bankruptcy?
2nd Time Homebuyers Re-Entering Back to Homeowership!
100% Financing for Active and Retired Veterans in California!
VA Home Loan program to purchase your First Home?
What are you waiting for to purchase a home?
What you should consider before you purchase a home in California!
Difference between a 15 and 30 year term mortgage!
Down payment assistance programs in California for First Time HomeBuyers!
Mortgage interest rates, where are they headed?
Looking for the best loan to purchase a home in California?
We are lending at 100% Financing!
Looking to roll your closing cost in the loan?
VA home loan program offers 100% Financing in California!
Info on FHA Mortgage loan Types
Requirements Regarding FHA Loan
Avoid Getting Denied for FHA Home Loans in California
Use a VA Home loan to purchase with ZERO down!
FHA Loans and What They Truly Are
Reasons for Getting FHA Loans in California
Smaller Down Payments of FHA Loans in California
Is FHA In Charge of Paying For Damaged Properties
Things to Know About FHA Loans
Applying for FHA with Debt Problems
Learn More about FHA Adjustable Rate Loan
Information on FHA Loan Types
Requirements for FHA Loan
When is it a good time to purchase a home?
How to Get the Best va Mortgage Loan
Learn about homepath loans
Rancho Cucamonga Refinancing
I do not have money to purchase a home in California, where can I find it?
Getting pre-approved home loan rates California
California Loan Options and Mortgage Rates
Top 10 Things to Bear in Mind When Shopping for a Home Loan
How to Read Your Credit Report
VA Loans for Qualified Lenders
FHA Streamline refinance mortgage.
Finding the Best Refinancing Rates
How to Get California Home Loans
Reasons to move in Rancho Cucamonga home loans
What college to choose in California
How to almost buy a house in Rancho Cucamonga
California Mortgage Rates and Mortgage Refinancing Considerations
California Home Loan
5 Mistakes Home Buyers Do
Understanding fha loans
The Importance of VA Loans
Do I qualify for a FHA loan to purchase a home?
How interest on mortgage works
Understanding the nature of home loans
100% Financing on VA and USDA Loans
Short sale versus foreclosure
California mortgage rates
Steps on purchasing a home in California!
Rancho Cucamonga home loan
What are VA home loans?
What is a short sale?
What you should know about USDA loans
How to buy a California HUD owned home!
6 Considerations in Prepaying Your California Mortgage
I have a Fannie Mae or Freddie Mac loan, Can I refinance without an appraisal?
Purchasing a home in California has not been so affordable than now!
Rancho Cucamonga, California homes get competitive!
9 Things to Remove from Your Home Before Listing It For Sale!
No money down home loan in California!
Tips When Buying a Home
Shopping For a California Home Loan
First Time California Home Loan Applicants
Challenges in Finding the Best Home Loan in California
California Home Loans
Time to purchase a home is NOW in Rancho Cucamonga, California
FHA Streamline Refinance in Rancho Cucamonga, California
Getting prepared to purchase a home in Rancho Cucamonga, CA!
Working with the right Licensed Mortgage Professional!
30 year fix mortgage rate verses a 15 year fix mortgage rate in Rancho Cucamonga, CA
How to sell/sale my home/house in Rancho Cucamonga, CA
How to increase the value of your Home in Rancho Cucamonga!
Explore the possibilites on lowering your FHA home loan rate!
10 Commandments When Buying a Home!
Buying season is upon us!
Today the Rate is at 3.50% on a 100% loan program!
Purchase a home in Rancho Cucamonga with NO money down!
Where are the interest rates going?
San Bernardino Mortgage Credit Certificate Program
Deceptively Simple Ways to “Shop” for a Realtor® That’s Right for You in the city of Rancho Cucamonga, CA
6 Ways to Increase Your Business!
Detoxing can be Healthy!
Why Credit Scores are Like a Pieces of Pie!
Nine Missed Lead-Generation Opportunities that Everyone Forgets About!
How to say Thank You in the hand written word!
Ready, Set, PURCHASE!
Looking for service you can relay on!
Grant Funds available for Military Veterans!
How much home can I purchase with my rent payment?
Purchase and Purchase NOW!
Southern California housing Market!
What to do with my Federal Tax refund?
Renting in the city of Rancho Cucamonga, CA
Have no equity in your Home to refinance?
Swap your rent payment for a mortgage payment!
Where to find money for a down payment to purchase a home?
VA home loan program 100% financing!
Your FHA loan has a refinance option!
Refinance without an Appraisal!
Looking at a Home that requires a little or a lot of TLC?
Looking to purchase a home?
What your credit says about you!
Owning a Home in 2012!
Owning a Home!
Do not forget about tax deductions!
No Appraisal Refinance!
One Loan at 100%
Interest Rates on a home loan today!
Rehabilitation Loan the FHA 203K
EEM (Energy Efficient Mortgage)
HomePath Loan Program
USDA - Rural Housing Home loan program
Investors looking to finance their properties!
15 year term verses a 30 year term
December 2020 (2)
November 2020 (1)
September 2020 (1)
August 2020 (4)
July 2020 (5)
June 2020 (5)
May 2020 (7)
April 2020 (9)
March 2020 (9)
February 2020 (8)
January 2020 (6)
December 2019 (4)
November 2019 (4)
October 2019 (5)
September 2019 (4)
August 2019 (4)
July 2019 (5)
June 2019 (4)
May 2019 (5)
April 2019 (4)
March 2019 (4)
February 2019 (4)
January 2019 (4)
December 2018 (6)
November 2018 (2)
October 2018 (5)
September 2018 (4)
August 2018 (3)
July 2018 (5)
April 2018 (1)
January 2016 (1)
December 2015 (1)
November 2015 (1)
October 2015 (1)
September 2015 (2)
July 2015 (2)
June 2015 (3)
May 2015 (3)
April 2015 (1)
March 2015 (1)
February 2015 (2)
January 2015 (4)
December 2014 (5)
November 2014 (1)
October 2014 (2)
September 2014 (3)
August 2014 (1)
July 2014 (2)
June 2014 (2)
May 2014 (3)
April 2014 (3)
March 2014 (3)
February 2014 (3)
January 2014 (1)
December 2013 (1)
November 2013 (4)
July 2013 (2)
June 2013 (1)
May 2013 (3)
April 2013 (4)
March 2013 (5)
February 2013 (2)
January 2013 (4)
December 2012 (8)
November 2012 (22)
October 2012 (21)
September 2012 (4)
August 2012 (9)
July 2012 (3)
June 2012 (5)
May 2012 (4)
April 2012 (5)
March 2012 (5)
February 2012 (4)
January 2012 (7)
December 2011 (4)
November 2011 (2)
October 2011 (7)
September 2011 (1)
August 2011 (1)
100% financing Surprise AZ, zero down payment Surp (1)
100% financing, usda home loan, purchase (3)
1st time home buyer programs, purchase home loans (2)
3% down payment home loan surprise az, low downpay (1)
3% Home Loan Tucson AZ, Purchase house 3% Tucson A (1)
Aha home loans in Ontario, Ontario FHA home loans, (1)
Avondale AZ HomeReady, Avondale AZ HomeReady home (1)
Borrego Springs USDA Home Loans, Borrego Springs U (1)
Buckeye AZ HomeReady Loan Program, HomeReady Home (1)
buy a house with no money out of pocket, 1% down p (1)
buying a house (1)
buying a house, first time home buyer (2)
CA FHA San Bernardino (1)
california homebuyer's downpayment assistance, fir (1)
down payment assistance home loan programs in Ariz (1)
down payment assistance home loan programs in Cali (1)
Down Payment Assistance in Fontana, fontana down p (1)
Down payment assistance Ontario, Ontario Down paym (1)
Down Payment Assistance surprise az, surprise az D (1)
FHA home loan Arizona, Arizona FHA home loans (1)
FHA Home Loan in San Bernardino (1)
FHA Home Loan Peoria Arizona (1)
FHA home loan surprise az, Surprise AZ FHA home lo (1)
FHA home loan upload, FHA loan upland, FHA home lo (1)
FHA Home Loan, purchase home loans (2)
FHA Home Loan, purchase home loans, VA home loan (1)
fha home loans in fontana, FHA loans in Fontana, F (1)
FHA home loans in Riverside (1)
FHA home loans in Riverside, CA (1)
FHA home loans surprise az, surprise az fha home l (1)
FHA home purchase loan in Arizona (1)
FHA Lake Havasu City, Arizona (1)
FHA loans, purchase loans (1)
FHA purchase home loan program in Buckeye Arizona (1)
FHA purchase home loan program in Glendale Arizona (1)
FHA purchase home loan program in Goodyear (1)
FHA purchase home loan program in Kingman Arizona (1)
FHA purchase home loan program in Quartzsite Arizo (1)
FHA purchase home loan program in Wittmann Arizona (1)
FHA purchase home loan program in Yuma Arizona (1)
FHA Waddell, Arizona (1)
FHA Wickenburg Arizona (1)
first time home buyer california, first time home (1)
Freddie Mac Home Possible, Freddie Mac Home Possib (1)
Goodyear az homeready, home ready Goodyear az (1)
HARP Refinance (2)
HARP Refinance, va irrrl (1)
Home purchase Tucson AZ, Tucson AZ home purchase (1)
Home ready loan surprise arizona, surprise Arizona (1)
Home ready loans in fontana, homeready loans in fo (1)
home ready ontario california, homeready mortgage (1)
Home refinance Tucson AZ, home loan refinance Tucs (1)
HomeReady home loans Glendale AZ, Glendale AZ Home (1)
HomeReady Mortgage California, California HomeRea (1)
how usda home loans work in arizona, arizona usda (1)
jumbo home loans Surprise AZ, jumbo loans Surprise (1)
Jumbo home loans surprise az, surprise az jumbo ho (1)
loan officer, purchase, refinance (2)
Moreno Valley, CA VA purchase home loans (1)
No money down home purchase Tucson AZ (1)
No money down house Phoenix AZ, buy house no money (1)
No Money Down Purchase Programs, purchase programs (1)
Payson AZ usda home loans, usda home loans Payson (1)
Peoria AZ HomeReady, Peoria AZ HomeReady loans, Pe (1)
Phoenix AZ 3% down payment home loan, low down pay (1)
Phoenix AZ FHA Home Loans, FHA Home Loans Phoenix (1)
Phoenix AZ HomeReady Home Loan, Phoenix AZ HomeRea (1)
Phoenix AZ Purchase home loans, Phoenix AZ Home Lo (1)
property taxes, home purchase (1)
purchase home loans (1)
purchase home loans, home loans (1)
purchase home loans, purchase programs (1)
Refinance loans, refinance program (2)
Running Springs CA USDA Loans, USDA Home Loans in (1)
San Bernardino va home loans (1)
Sedona AZ USDA home loans, USDA home loans Sedona (1)
Tehachapi CA usda home loans, usda home loans in T (1)
Tucson AZ FHA Home Loans, FHA Home Loans in Tucson (1)
Tucson AZ HomeReady loan program (1)
Tucson AZ VA Home Loans, Tucson Arizona Veterans H (1)
USDA Home Loan, purchase (1)
USDA Home Loans Brawley CA, USDA Loans Brawley CA, (1)
Usda home loans Crestline ca, Crestline ca usda ho (1)
Usda home loans Helendale CA, Helendale CA usda ho (1)
Usda home loans in Adelanto ca, usda loans in adel (1)
USDA home loans in California, USDA loans in Calif (1)
USDA home loans in cherry valley california, usda (1)
USDA Home Loans In Surprise AZ, USDA Loans In Surp (1)
USDA Home Loans Kingman AZ, Kingman Arizona USDA L (1)
Usda home loans Kingman, az, Kingman az usda home (1)
Usda home loans lake arrowhead ca, lake arrowhead (1)
Usda home loans Parker az, Parker az usda home loa (1)
USDA Home Loans Quartzsite AZ, Quartzsite AZ USDA (1)
Usda home loans Surprise AZ, Surprise AZ usda home (1)
Usda loans Blythe ca, USDA home loans in Blythe ca (1)
usda loans in arizona, arizona usda loans (1)
Usda loans in riverside county, riverside county u (1)
Usda loans in San Bernardino county, San Bernardin (1)
usda loans Yucca Valley, usda home loans Yucca Val (1)
USDA Loans, USDA Loans in California, California U (1)
Usda purchase home loan Arizona (1)
USDA purchase home loans in Arizona (1)
VA home loan in Arizona (1)
VA Home Loan, purchase programs (3)
VA Home Loan, purchase programs, selling a house, (1)
VA Home Loan, purchase programs, va home loans (1)
VA home loans in Arizona (1)
Va home loans in fontana, va loans in fontana, fon (1)
VA home loans in San Bernardino CA (1)
VA Home Loans Phoenix AZ, Veterans Home Loans Phoe (1)
Va home loans Surprise AZ, Surprise AZ va home loa (1)
VA IRRRL in Tucson AZ (1)
Va loans california, va loans in California, veter (1)
Va loans in Arizona, Arizona VA loans, Veterans Lo (1)
VA Loans in Surprise Arizona, VA Home Loans Surpri (1)
Va loans Ontario, VA home Lonas ontario, Ontario v (1)
VA purchase home loan program in Buckeye, Arizona (1)
VA purchase home loan program in Glendale, Arizona (1)
VA purchase home loan program in Goodyear, Arizona (1)
VA purchase home loan program in Kingman, Arizona (1)
VA purchase home loan program in Lake Havasu City, (1)
VA purchase home loan program in Peoria, Arizona (1)
VA purchase home loan program in Wickenburg, Arizo (1)
VA purchase home loan program in Wittmann, Arizona (1)
VA purchase home loan program in Yuma, Arizona (1)
veteran home loans upland, upland veteran home loa (1)
Who does usda home loans in riverside county, usda (1)
Wickenburg AZ USDA home loan, Wickenburg AZ USDA h (1)
Wickenburg AZ usda home loans, Wickenburg AZ usda (1)
Yuma AZ USDA Loans, USDA Home Loans in Yuma AZ (1)
My Favorite Blogs:
Sites That Link to This Blog:
Add a new blog comment
Characters from the image above:
Your entry does not match the image, please try again.
Subscribe To My Blog
Characters from the image above:
Your entry does not match the image, please try again.