Home Loans Arizona - California - Nevada - Utah

No money down home loan in California!

August 26th, 2012 9:06 AM by Nathan Rufty

Thats right no money down when purchasing a home in the state of California.    

Veterans or Active Military can purchase a home utilizing his or her VA benefit at 100%, no money down. There is no monthly mortgage insurance, the seller pays for your VA non-allowable fees, rates are still extremely very low (in the 3 range on a 30 year term) and if disable by the Veteran's Affair of more than 15% then your VA funding fee is waived.

Great Great home loan program, we have a lot of Veterans in the state of California and many more coming home from over seas that can and should take advantage of this program that is offered to you at no money down.

Another fantastic home loan program that one can take advantage of is the USDA-RD home loan program. This program is available on designated areas of your county in which you wish to purchase your owner occupied home in. These programs is open to buyers that meet income limits and looking in a rural designated area of a county. This program offers no money down and a very low monthly mortgage insurance, insurance is lower then the FHA and Conventional home loan programs.

Lets get started and explore these 2 best performing home loan programs that are available on the market today. With all the statics that come out on diligences homeowners, the vast majority of the homes are Conventional, SubPrime or FHA financing. Maybe these 3 programs should take a page from VA and USDA guidelines and we may not have these high default rates.

Take this opportunity and complete the short contact sheet below or call me direct at 909-503-5600 and lets discuss owning a home with no money down!  

Posted in:General
Posted by Nathan Rufty on August 26th, 2012 9:06 AM



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