Home Loans California & Arizona

After a Bankruptcy how long before buying a house in Arizona

March 1st, 2020 2:24 PM by Nathan Rufty

How long do you need to wait to buy a house in Arizona after a bankruptcy 7 or Bankruptcy 13? 

FHA - Bankruptcy 7 current wait time 1* to 2 years from discharge date and Bankruptcy 13 current wait time 1* to 2 years from discharge date

Conventional - Bankruptcy 7 current wait time 2* to 4 years from discharge date and Bankruptcy 13 current wait time 2* to 4 years from discharge date

VA -  Bankruptcy 7 current wait time 2 years from discharge date and Bankruptcy 13 current wait time 1* to 2 years from discharge date

USDA - Bankruptcy 7 current wait time 3 years from discharge date and Bankruptcy 13 current wait time 1 year from discharge date

* shorter wait time will need to meet the current extenuating circumstance guidelines

Nathan Rufty

Mortgage Loan Originator

CA Call or Text: 909-503-5600

eFax: 888-837-2861

CA & AZ NMLS #292056

Nathan@NathanRufty.com

www.NathanRufty.com

Posted by Nathan Rufty on March 1st, 2020 2:24 PM

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