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Debt to Income Ratio when Applying for a home mortgage loan, what is it

May 2nd, 2020 11:36 AM by Nathan Rufty

When Buying or Refinancing a house you will need to qualify with verifiable income and monthly debt obligations, known as your debt to income ratio, what income comes in that can be verified versus what debt is going out.

FHA, Conventional, VA, and USDA have different qualify debt ratios for the front in which is total monthly house expense and back end debt ratio which is monthly house expense along with monthly debt obligation such as but limited to credit card debt, student loans, auto loan, and other installment obligations

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Nathan Rufty Mortgage Loan Originator CA Call or Text: 909-503-5600 AZ Call or Text: 623-850-1210 eFax: 888-837-2861 CA & AZ NMLS #292056 Nathan@NathanRufty.com www.NathanRufty.com Check Out Our Rates Privacy: This e-mail may contain information that is privileged or confidential. If you are not the intended recipient, please delete the e-mail and any attachments and notify the sender immediately, and do not use, copy, or disclose to anyone any of the contents hereof. State Licenses

Posted in:Podcast and tagged: debttoincomeratios
Posted by Nathan Rufty on May 2nd, 2020 11:36 AM



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