Home Loans Arizona - California - Nevada - Utah

Your dream of owning one of the many affordably priced homes located throughout Surprise AZ is within reach. As an approved USDA home loan lender, we can help walk you through the USDA Loan application, and experience the benefits of a true No Money down, 100% financing home loan.

The problem that the USDA Loan program (Also referred to as the Rural Development Loan Program) faces is the misnomer that it has something to do with agriculture. In truth, USDA Loans were simply created to help build many of the country’s less populated areas. This includes many Surprise AZ communities that lie just outside of major metropolitan areas.


To qualify for a Rural Development Loan, the property must:

• Live outside city limits
• Have a population of less than 20,000 people

Looking for a new home in Surprise AZ? A USDA loan may be just the thing for you. With no qualifying assets or down payment required, and no maximum loan amount, a USDA loan can fit almost any financial situation. 

Below you will find a link to the USDA income limits for Surprise AZ:

USDA Home Loan Income Limits Surprise AZ

• NO down payment – Finance 100% of your home
• NO maximum loan amount in Surprise AZ.
• NO assets needed to qualify
• Flexible credit guidelines
• Competitive, fixed interest rates so payments do not increase
• USDA Loans are for new and existing properties
• Start your Alabama USDA home loan now! Just fill out this quick form to get started & a USDA loan specialist will contact you with your options.

Who does the USDA home loan program in Surprise AZ

Nathan Rufty is an approved USDA home loans specialist that can help you in getting the house of your dreams. Call now at (909) 503-5600.