Home Loans California & Arizona

How to almost buy a house in Rancho Cucamonga

October 29th, 2012 9:11 AM by Nathan Rufty

My husband is an History professor, and a very good History professor. That’s why he received a job offer to teach students in Chaffey College. This college is a community one in the San Bernardino County city of Rancho Cucamonga, California, United States. It is a little intimidanting when you see all this title for only one professor job, isn’t it? Well, I was so excited that our life was changing that I immediately begin a house hunt.

As a close friend of mine once told me: ”You really can’t fail to buy a house there,” referring of course, at Rancho Cucamonga. I found out that it really wasn’t hard. If I may say, it was too easy. Because I am not working and a professor’s salary is ...well ... only a professor’s salary, we were kind of short with the money. So I began to search the lowest home loan rates Rancho Cucamonga had to offer. And let me tell you, the rates in that city begin at 2% and go up to 6%. Or at least that’s what I have noticed while searching a home loan.

I admit, I am not very good with numbers, but I know that if a number is small, when it comes to home loans is a good thing. So, one day, while searching for the hundredth time the lowest home loan rates Rancho Cucamonga offered, I found one that seemed perfect. I forgot to mention I had already found the perfect house. And as I was looking at my plan, I felt ecstatic. My husband didn’t even knew about this, because it was going to be a surprise. And also, he was already there, discussing terms with the college’s head master.

I gave two phone calls, and all was set. In two wekes, we were to go there so that my husband sees what I have chosen for our lives and to deposit the first part of our payment. And the house ... that house was so beautiful, with tall columns in front, a huge rose garden and an amazing mountain view. There was nothing more I could have asked as a staying at home wife. And the best part of it all, we could actually afford it. I’m not sure we could do that because of my bad calculations or because of those low home loan rates in Rancho Cucamonga, but the truth was still there: we could move in there!

Little did I know that my husband refused the offer to work in Rancho Cucamonga, and he didn’t want to tell me until he got back home, so that he wouldn’t make me sad sooner than it had to. He knew how much I wanted a change of scenery, and was even sadder when I told him about the house. In a way, I think we both thought of moving somewhere else if the chances were good, but they weren’t yet. Don’t they say that home is where your heart is? Well, at least I was at home.
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Posted by Nathan Rufty on October 29th, 2012 9:11 AM

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