Home Loans California & Arizona

Loan Officer in Ontario CA specializing in purchase and refinance home loans with programs such as FHA, VA, USDA, Conventional and Down Payment Assistance loan programs.
  


Weather you are looking to buy a house or refinance one, I welcome the opportunity to assist you with your home loan needs and discuss your financial goals. The home loan process is a very smooth transaction when working with the right dedicated Licensed Loan Officer such as myself. I have been a part of the lending community since 1988 and continue to assist "Making Homeownership a Reality." 

Searching for the best loan programs with cost, fees and interest rate is what every loan applicate is looking for, image having those great rates and fees, then add expectational customer service and communication in the process, there you have a great recipe for success.

Loan Officers do not have any control over market conditions but what we do have control of, is how we handle our customer service and how we deliver our communicate during the home loan process. I want you to experience first class service the moment you call me at 909-503-5600. Product knowledge is another key competent when looking for a Mortgage Professional who has your best interest in mind.

The mortgage industry updates it's self every few months with new underwriting and product guidelines. Working with a full time Loan Officer will ensure a smooth and on time closing. When looking for professional to assist you with your home loan, do some proper research of that individual. Online presence can inform you about this individual's work ethic. Also, make sure they hold a current lending license in the state your property is in. Look up their NMLS number of that person you are speaking with, anyone quoting you a rate and terms of a home loan must be licensed to do so through the Nationwide Mortgage Licensing System (NMLS).

Ontario CA is a growing community and I am eager to assist those individuals looking to buy a house or refinance a property with the available home loan programs here in California. It is my goal to inform, educate and present all lending programs based on your income, credit and assets. If current financial situation does not allow you to move forward with a home loan, I will work with you to create a road map to follow, to have a game plan to get you in the position to one day purchase or refinance a home.

I value your business and relationship, I am not a fly by night professional. Since 1988 I have been assisting borrowers fulfill their refinance and purchase loan needs. This is has been a career of mine for almost 30 years, dedication like this only comes for those professionals who's number one is your number one goal. 

I welcome the opportunity to discuss your goals of purchasing or refinancing a home at 909-503-5600. Please call or text me to connect on how I can be a key part of your home lending needs. You can also email me HERE to speak about your Ontario CA home loan. 

Posted by Nathan Rufty on June 13th, 2015 9:04 AM
I am a Licensed Loan Officer in Rancho Cucamonga CA assisting with VA, FHA, USDA & Down Payment Assistance home loans for purchase & refinance transactions.



Weather you are buying or refinancing a residential property, work with a properly Licensed Mortgage Professional in the state of California. Those individuals who hold a NMLS (Nationwide Mortgage Licensing System) number has taken the necessary steps to quote and discuss home loan programs. Ask the loan officer you are looking to have them assist you with home loan for their NMLS numbers and if they did not have one do not work with them and once they give you the number look the number up HERE to ensure it is current, mine is 292056.

I have been a part of the mortgage industry since 1988 and have seen the changes in our business go from the far right, to the middle and then far left. Some positive and some negative for the business and for the consumer. That is why it is important to work with a full time dedicated loan officer who understands your goals of homeownership. This is your home and you want to make sure your mortgage fits your budget and needs, that is why it should be a goal of every loan professional to present you with options and review those options with you.

I have spoken to thousands of people over my mortgage career and the goal for most homeowners is to ensure their budget is meet with the payment, cost and rate and along the process have excellent communication and customer service with the loan officer. The last thing you should have to deal with is a bad rate and bad customer service, that will make the process very stressful and that is something you do not want to contend with when buying or refinancing a property.

Buying or refinancing a home is stressful enough, we as professionals do not need to add to that stress. It is my goal, to try and alleviate as much as I can from what you have to do during the process of the home loan. You are paying us to ensure we know what we are doing and make sure you have a smooth and pleasant experience with your home loan process.

When you are ready to buy or refinance house, look the loan officer's name up to see what others are saying about that person's work ethic and see what they have to offer, the web is a big resource of information and what you see on the web can influence your decision on which licensed loan officer best fits your needs. Please google my name Nathan Rufty and I welcome the opportunity to assist with your home loan needs.

Being a loan officer in the mortgage industry has been very rewarding for me, helping a first time home buyer buy their very first home is exciting for them as well as myself. I love seeing and hearing the excitement when I connect with them and letting them know their loan is done and they are homeowners, what a feeling. When choosing my service, I am vested in the process with you, the goal of mine is to see how we can be of service to get your loan approved, if that can not be now, I draw up a plan to see what it will take for you to be in the position to purchase or refinance a home. If you are willing to follow the steps, I am willing to take those steps with you.

Let's discuss your plans and goals on how to buy or refinance a home that is right for you, not for me but for you. I enjoy educating people about our industry that is ever changing and that is the key when working with a loan officer is their knowledge of the industry. With the new NMLS in place, it has eliminated a lot of people who should have not been the industry, I am a veteran of home loan lending since 1988 and I made it through the melt down through 2008 to 2009 and still here today helping those seeking a Loan Officer in Rancho Cucamonga. 
Posted by Nathan Rufty on May 10th, 2015 11:12 AM

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