All applications are subject to underwriting guidelines and approval. Not all programs are available in all areas. Rates and terms are subject to change without notice.
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.
It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.
Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.
Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.
Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.
Mountain West Financial is an Equal Housing Opportunity Lender.
Mountain West Financial
1209 Nevada Street Suite 200
Redlands, CA 92374
Corporate NMLS #164497
Nationwide Mortgage Licensing System (NMLS) Consumer Access Web Site: http://www.nmlsconsumeraccess.org/
Individual state law requires CMS to display specific licensing or registration disclosure in the following states:
Arizona: Mortgage Banker #0906939. Licensed as Mortgage Works Financial Company (FN), DBA Mortgage West Financial
California: Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. DBA Esteem Mortgage, Financial 2000, Regal Mortgage of the High Desert, Seabright Mortgage and Westin Mortgage. Licensed by the California Bureau of Real Estate. Mortgage broker License #01090162
Colorado: Regulated by the Division of Real Estate. Mortgage Company Registration # 164497 To check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm.
Nevada: Mountain West Financial provides residential Home Loans. Licensed by the Nevada Department of Business and Industry, under the Division of Mortgage Lending, License #4175
New Mexico: Licensed by the New Mexico Regulations and Licensing Department, Division of Finance. Licensed as Mortgage West Financial, Inc.
Oregon: Mortgage Lender License #ML-5112.
Idaho: Licensed by the Department of Finance NBL-8863
Texas: Licensed by the Texas Department of Savings and Mortgage Lending #164497
Utah: Licensed as Mountain West Financial Funding by the Utah Division of Real Estate License #9640569
Washington: Consumer Loan License #CL-164497
Wyoming: Licensed under the Wyoming Division of Banking. Consumer Lending License #2850
Mountain West Financial is an Equal Housing Opportunity Lender.
Information We Collect
We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.
We may collect information about you in written, oral or electronic form. The types of information about you that we may collect include your name, address, phone number, email address, social security number, employer name and address, work history, income, assets, debts, credit history and other information we may need to process your mortgage loan application and fund or service your loan.
Information We Disclose
We collect and use information for business purposes, such as evaluating mortgage loan applications and processing transactions that you request.
Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.
We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.
All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.
We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.
Use of Our Website
In general, you can visit our website without telling us who you are or revealing any information about yourself. Our web servers may seek (as many websites do) to place a "cookie" (a small data file) on your computer's hard drive that allows the server to determine the computer when it visits again, in order to track statistical information about navigation to and throughout certain areas of our site. This cookie is not used to obtain your name or any personal data, and the information that is tracked is used only for internal purposes, such as to improve site navigation. If you prefer not to accept cookies, you can set your web browser to reject them or to alert you before one is placed.
We may also gather data about visits to our website, including domain name, length of time on our website and other data to assist us in evaluating the usefulness of our site and so that we can provide more efficient service in the future.
In addition, some areas of our website may request personal information from you, such as information necessary to process your loan inquiry or to provide you with certain information you request.
Our website is not intended for persons under 13 years of age. We do not knowingly solicit or collect personal information from or about children, and we do not knowingly market our products or services to children.
Access to Collected Information
You may review, correct and update the information that you provide to us by contacting us as described below. Please contact us if there is incorrect information in any documents or other communications that you receive from us.
How to Contact Us
Changes to This Policy