What a perfect time to purchase a home in California, rates are low, values are steady and affordable, money is ready to be lent. If you are paying rent of more than $1000 a month and you are making that payment on time, then make a mortgage payment verses a rent payment. Think you do not have a down payment, that down payment can come from variety of avenues such as tax refund, sell gold or silver, gift, retirement accounts, sell a car, gun or stocks/bonds, start to save up. Purchasing a home is still the best investment you can have in your portfolio, even tough it may not seem like it today, more and more people know the value of a home at the current market will yield a huge return down the road. You have to live somewhere, make that somewhere your own and start to build your future and your memories in a place called home! You need a blue print towards homeownership and that someone that can assist you with that goal is me, please call or email today and see what drawing we can create together at 909-503-5600. I look forward in hearing from you!