Home Loans California & Arizona

We are lending at 100% Financing!

December 22nd, 2012 7:25 AM by Nathan Rufty

Yes you heard right, we are lending to home buyers looking to purchase a home with NO money down! This loan program is one loan and another benefit is there is no monthly mortgage insurance with no money down.

We have the VA Home loan program in California to assist active and retired military personnel purchase a owner occupied home utilizing his or her VA benefit. This home loan program is the best performing mortgage on the market and surprisingly it is at 100%, down payment not required and this program is out performing buyers that came in with a down payment. The VA home loan has the same underwriting guidelines as other traditional programs that require anywhere from .5% (we also offer this home loan program) to 20% down payment.

With the no money down, we offer lender credit towards closing cost as well as the seller can credit closing cost to the VA buyer, essentially you are purchasing aa home with the cost of the appraisal fee which can run up to $500 and if elected a home inspection cost which is optional when purchasing a home, always recommended. You the VA buyer can purchase a home using your VA benefit with less than $1000, how perfect is that. I have had VA buyers receive their earnest money deposit back at closing because we were able to structure the loan where the VA buyer did not have to come up with closing cost.

To explore this option to own a home with no money down and no required monthly mortgage insurance, click this link and lets get started today. Get me started.

Posted in:General
Posted by Nathan Rufty on December 22nd, 2012 7:25 AM

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