You Do Not Need 20 Percent Down to Buy a Home and Nathan Rufty Explains the Four Programs That Prove It
Conventional 3%, FHA 3.5%, USDA 0%, VA 0% all available. Nathan Rufty at Canopy Mortgage explains your options. ...more
mortgage
September 02, 2026•3 min read
Reverse Mortgage Proceeds Are Not Taxable Income and Here Is Why That Changes Retirement Planning
No tax bracket push, no Medicare triggers, no forced withdrawals. Nathan Rufty explains reverse mortgage tax strategy. ...more
mortgage
September 01, 2026•3 min read
What Happens to Your Home After You Pass With a Reverse Mortgage and What Your Heirs Need to Know
Sell it, buy it, or return it. Nathan Rufty explains exactly what heirs can do with a reverse mortgage home. ...more
mortgage
August 26, 2026•5 min read
California Homeowners 62 and Older Have a Reverse Mortgage Feature That Grows Over Time and Here Is How
Unused HELOC line grows over time with reverse mortgage. Nathan Rufty explains the growing line of credit feature. ...more
mortgage
August 20, 2026•3 min read
Arizona Seniors 62 and Older Can Use Home Equity to Fund Long Term Care and Here Is How It Works
Fund healthcare, home care and aging modifications without selling. Nathan Rufty explains Arizona reverse mortgages. ...more
mortgage
August 18, 2026•3 min read
Homeowners 62 and Older in California Arizona Nevada and Utah Are Using Equity to Age in Place
No monthly payment, keep ownership, boost cash flow. Nathan Rufty explains reverse mortgages for seniors. ...more
mortgage
August 06, 2026•3 min read
The Pros and Disadvantages of a Reverse Mortgage in Arizona and How to Know If It Is Right for You
No monthly payment, tax-free proceeds, non-recourse loan. Nathan Rufty explains Arizona reverse mortgages. ...more
mortgage
August 05, 2026•4 min read
California Homeowners 62 and Older Who Are Researching Reverse Mortgages Need to Hear This First
No payment required, bank doesn't want your home. Nathan Rufty explains California reverse mortgages now. ...more
mortgage
August 03, 2026•3 min read
Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What 35 Years in Lending Shows
Strong equity, low foreclosures, no 2008 repeat expected. Nathan Rufty explains why waiting may cost more. ...more
mortgage
July 31, 2026•3 min read
State Licenses
CA #CA-DOC292056
AZ #0946912
UT #12395907
NV #77114
