Home Loans Arizona - California - Nevada - Utah

We have seen an extraordinary equity growth in home values in certain areas of California. With the increase in home values you may have enough equity to remove your FHA mortgage insurance and start saving that payment to pay off debt.

Now is the time to explore your options to remove the mortgage insurance with refinance Conventional 30, 20 or 15 year fix home loan program. By removing your mortgage insurance payment, you may be able to keep the payment the same by reducing the term of the loan and pay your home off early. Some of the benefits to refinance into a Conventional loan with no mortgage insurance.

• No monthly mortgage insurance
• May be able to skip 2 months worth of mortgage payments
• Free up the FHA loan to use later on another owner occupied purchase
• We will credit back the appraisal fee once you close on the refinance loan
• Pull cash out to various reasons such as: pay off credit card debt, home improvement, purchase an investment property, pay for college, reinvest into your retirement plan, open a business and the list could go on and on
• Closing cost are financed in the loan amount
• Shorten the term of the loan or lengthen the term
• Adjustable loan to a fix rate loan