Rancho Cucamonga VA Home Loan Programs

Are you a veteran searching for a new home in the Rancho Cucamonga area of California? Do you want special rates reserved for our country's heroes? Do you need assistance achieving home ownership after serving in our armed services? Mountain West Financial is proud to serve our veterans and active-duty families of the United States Armed Forces in Rancho Cucamonga and provide excellent rates with our VA Home Loan Programs. The loan programs are specifically for VA members and have been helping our country's heroes get the homes they deserve.

What are the Benefits of a VA Home Loan?

VA Home Loans are some of the best loans in the industry, and aren't just limited to active duty veterans during war-time. Surviving spouses of veterans, National Reserve and Coast Guard members that have been in their respective service for 6 years, and even the citizens who served with the U.S. as allies in different engagements can all be eligable for the VA Home Loan Programs available in Rancho Cucacmonga. Also, 100% financing is available to the majority of VA-eligable individuals. There are programs available to VA home loan signers that help with payments during financial hardship, and there is no penalty for prepayment on VA home loans. Also, upfront fees associated with normal home loans are limited and capped by the VA, allowing a much more affordable entry point for veterans in the Rancho Cucamonga area.

Requirements and Restrictions of VA Home Loan Programs - Explained

There are some restrictions and requirements to qualify for a VA Home Loan in Rancho Cucamonga, they are as follows:

  • There is a limit to the amount of money you can lend for your home, this is dependent on the individual however
  • There is a minimum credit score required, depending on the individual
  • You must be able to show earnest income and proof that you have the capability of paying the loan back
  • You must have served during war-time, or been active duty for a minimum of 24 months with any discharge besides dishonorable, or have been in the National Reserves or Coast Guard for a minimum of 6 years
  • If you are a surviving spouse of a veteran, there are time periods in which you could not have re-married in order to get a home loan

If you fit through all of these requirements, a VA Home Loan is possible and most likely your best option when financing your home mortgage in Rancho Cucamonga.

Get a VA Home Loan Quote for Rancho Cucamonga Today

If you pass all these requirements and are looking for a home loan in the Rancho Cucamonga, California area, there really is no better way to go than Mountain West Financial. Contact us via e-mail at info@nathanrufty.com or by phone at (909) 230-4395 today and we'll help answer any questions and tailor fit this program to work for you. 
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