Home Loans California & Arizona

2 Ways you can purchase a home with no money down in California?

March 22nd, 2014 10:21 PM by Nathan Rufty

No Money Down Home Loan Program

Yes that is correct 2 ways to purchase a home in California with NO money down. Image only purchasing a home for less than $1000. That can happen and I have assisted many home buyers with this very thing.
With these two 100% financing programs homeownership is possible and more affordable than you think! Make it a goal in 2014 to stop renting and own a home with the VA or USDA home loan program. With these two programs still offering no money down, what are you waiting for to explore the possibility to own a primary home.

The VA home loan program is available to active and retired military personnel to utilizing your benefit to purchase a home with no money down. With 100% financing and fees that the Veteran can not pay for, this makes an excellent home purchase program for our military staff. This is one of the many benefits awarded to people who service in the United States Arm Forces. I welcome opportunity to assist with my services as valued team member in your home search.

The other no money down home loan option is the USDA-RD program. This program is available in designated areas in the county in which you are looking to purchase a home in. The best part of this program it is open to a vast majority home buyers. In addition, if the appraised value of the home comes in higher than the purchase amount, this is the only program where you can finance the closing cost in the purchase loan, only if the appraised value is higher. 

Make it a goal to purchase a home this year and make it with one of these home loan programs. I welcome the opportunity to be a part of the home buying process with you.
Posted in:General
Posted by Nathan Rufty on March 22nd, 2014 10:21 PM

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